We had to replace our dishwasher about five months ago which ate into our savings. The "extra" car payment helped us build that back up but we were basically going into debt by borrowing from ourselves. And then Bill blew a tire. And you can't just replace one tire, especially when you fail the Lincoln test. And so we ended up buying four new tires. Throw Christmas and a bunch of birthdays in there and the Ramsey approach to money just flew out the window. Fortunately, the window didn't need replacing so we saved some money there.
And then it happened. It smelled funny. Like burning rubber. And I had images of my laundry room/master closet/linen closet (they're all one big room) bursting into flames. I've seen my mom take apart appliances because there was no savings and we needed things to work. If she could do it, I could do it. Well, I could make my husband do it. I was sure a belt in my faithful 14 year old washing machine was about to go out. Turns out, there is no belt in my model. It would most likely be the doo-hickey thingie according to the local appliance repair guy. So we took the doo-hickey thingie out and brought it to the store to replace it. Husband puts in new doo-hickey thingie and the washing machine is started. And it smells like a huge tire bonfire. And I'm sure that we're going to die AND lose all of our clothes in a fire or pass out from the horrible smell. We paid $30 to replace that smelly part and were told a new engine would be around $100. But what if we spent $100 now and then something else broke? The agitator? The transmission? The hickey-doo?